📍 How the $1B+ Halt on Affordable Housing Impacts First-Time Buyers and Renters The American Dream of homeownership is facing a new hurdle. With over $1 billion in affordable housing funding suspended, first-time buyers, low-income families, and renters looking to transition into homeownership may find it even harder to purchase a home in 2024. 🏡 What’s Happening? In a move that has...
Real Estate
At Kory White Real Estate Group, we know that strong credit is key to unlocking your financial goals—whether you’re buying your first home, upgrading to your dream property, or qualifying for the best mortgage rates. If you’re consistently paying rent and utilities every month, why not have those payments help build your credit score? Here’s how you can start getting credit for the bills...
Purchasing a new construction home in Texas is an exciting milestone, but it can come with surprises—especially when it comes to property taxes. New homes often experience significant tax increases after the first year, which can lead to unexpected payment hikes if you’re not prepared. Let’s explore why these tax jumps occur, how they affect your mortgage payments, and strategies to minimize...
When you’re applying for a mortgage, one of the most critical parts of the process is providing the necessary documentation. The type of documents you need can vary depending on how you’re employed. Whether you’re a W-2 employee or a 1099 independent contractor, this guide breaks down the requirements so you can prepare with confidence. Documents Required for W-2 Employees If you’re a...
Are you wondering how to determine if you qualify for a VA loan? VA loans are an incredible benefit for those who have served our country, offering competitive terms and no down payment. Below is a step-by-step guide to help you confirm your eligibility and get started on your VA loan journey. 1. Confirm Military Service Requirements VA loan eligibility depends on your military service history. You...
If you believe the appraised value of your property in Collin County is incorrect, you have the right to file a protest with the Collin Central Appraisal District (CCAD). Protesting your property value can help lower your tax bill, but you need to follow specific steps and meet deadlines. Here’s a comprehensive guide to help you through the process. Step 1: Review Your Notice of Appraised...
If you believe your property in Fort Bend County has been overvalued or unfairly appraised, you can file a protest with the Fort Bend Central Appraisal District (FBCAD). Successfully protesting your property’s appraisal can help lower your tax bill. Here’s how to navigate the process. Step 1: Review Your Notice of Appraised Value The Fort Bend Central Appraisal District (FBCAD) mails out a...