At Kory White Real Estate Group, we know that strong credit is key to unlocking your financial goals—whether you’re buying your first home, upgrading to your dream property, or qualifying for the best mortgage rates. If you’re consistently paying rent and utilities every month, why not have those payments help build your credit score? Here’s how you can start getting credit for the bills...
Taxes
Getting pre-approved for a mortgage is one of the smartest first steps in your home-buying journey. But let’s be real—no one loves paperwork. Knowing exactly what to prepare makes the process smoother and helps you avoid delays. Whether you’re a W-2 employee, 1099 contractor, or self-employed business owner, here’s exactly what lenders need—and the credit score ranges they’re looking...
Purchasing a new construction home in Texas is an exciting milestone, but it can come with surprises—especially when it comes to property taxes. New homes often experience significant tax increases after the first year, which can lead to unexpected payment hikes if you’re not prepared. Let’s explore why these tax jumps occur, how they affect your mortgage payments, and strategies to minimize...
When you’re applying for a mortgage, one of the most critical parts of the process is providing the necessary documentation. The type of documents you need can vary depending on how you’re employed. Whether you’re a W-2 employee or a 1099 independent contractor, this guide breaks down the requirements so you can prepare with confidence. Documents Required for W-2 Employees If you’re a...
If you believe the appraised value of your property in Collin County is incorrect, you have the right to file a protest with the Collin Central Appraisal District (CCAD). Protesting your property value can help lower your tax bill, but you need to follow specific steps and meet deadlines. Here’s a comprehensive guide to help you through the process. Step 1: Review Your Notice of Appraised...
If you believe your property in Fort Bend County has been overvalued or unfairly appraised, you can file a protest with the Fort Bend Central Appraisal District (FBCAD). Successfully protesting your property’s appraisal can help lower your tax bill. Here’s how to navigate the process. Step 1: Review Your Notice of Appraised Value The Fort Bend Central Appraisal District (FBCAD) mails out a...