mortgage rates

A buyer can take over a seller's low-rate VA mortgage, but the process has real steps and real risks. Here is every requirement, fee, Texas contract form and timeline, plus how sellers protect their VA entitlement and release of liability.

The lowest advertised rate is rarely the whole story. Here is how Texas home buyers in DFW and Houston can compare 3 lenders side by side, keep credit inquiries in check, judge points versus lender credits and avoid surprises before closing.

At 6.67% on a resale, renting wins in both Houston and Dallas. At 2.99% on new construction with the same 3.5% down, buying wins by year four. Same buyer, same cash to close — here's the full math, plus the eight items of fine print that decide which one is real for you.