Texas pays more, but it also costs more. Before you pack, see the real monthly math for a median home in Houston and DFW, how Texas property taxes and homestead exemptions work, which suburbs fit your drive home, and the 30 and 90 day deadlines after you move.
Homestead Exemption
At 6.67% on a resale, renting wins in both Houston and Dallas. At 2.99% on new construction with the same 3.5% down, buying wins by year four. Same buyer, same cash to close — here's the full math, plus the eight items of fine print that decide which one is real for you.
Own a primary residence in Collin County? This 2026 guide explains how to file your homestead exemption through Collin Central Appraisal District and what you need before submitting.
Learn how to file your Fort Bend County homestead exemption in 2026 through FBCAD, including eligibility, documents, deadlines and online filing instructions.
Houston homeowners could save more than $2,000 annually by filing a free homestead exemption. Learn how to apply with HCAD, what documents you need and what to do if you missed the deadline.
Dallas County homeowners could save thousands of dollars annually by filing a free homestead exemption. Learn how to apply with DCAD, what documents you need and what to do if you missed the deadline.