At 6.67% on a resale, renting wins in both Houston and Dallas. At 2.99% on new construction with the same 3.5% down, buying wins by year four. Same buyer, same cash to close — here's the full math, plus the eight items of fine print that decide which one is real for you.
Homestead Exemption
Own a primary residence in Collin County? This 2026 guide explains how to file your homestead exemption through Collin Central Appraisal District and what you need before submitting.
Learn how to file your Fort Bend County homestead exemption in 2026 through FBCAD, including eligibility, documents, deadlines and online filing instructions.
Houston homeowners could save more than $2,000 annually by filing a free homestead exemption. Learn how to apply with HCAD, what documents you need and what to do if you missed the deadline.
Dallas County homeowners could save thousands of dollars annually by filing a free homestead exemption. Learn how to apply with DCAD, what documents you need and what to do if you missed the deadline.