Homeownership

First-time buyers face real affordability challenges in Houston and Dallas-Fort Worth, but being priced out of 1 house or hearing no from 1 lender does not always mean homeownership is out of reach. Here is how I look at the entire path to buying.

Houston homeowners could save more than $2,000 annually by filing a free homestead exemption. Learn how to apply with HCAD, what documents you need and what to do if you missed the deadline.

Dallas County homeowners could save thousands of dollars annually by filing a free homestead exemption. Learn how to apply with DCAD, what documents you need and what to do if you missed the deadline.

If you own a home in Houston, Katy, Cypress, Spring, Tomball, Humble, or another community in Harris County, your annual property appraisal is something you should review carefully. The value assigned to your property by the Harris Central Appraisal District (HCAD) can have a significant impact on your property taxes. If you believe HCAD has valued your home too high, used incorrect property...

Thinking about an Adjustable-Rate Mortgage (ARM)? Learn how ARMs work, their pros and cons, and when they may be a smart financing option for Texas homebuyers.