How much money do I need to buy a home in Texas?
It depends on your loan and price range, but plan for 3 buckets: your down payment, earnest money and option fee when you go under contract, and closing costs at the end. Closing costs often run 2% to 5% of the purchase price, and sellers or builders will sometimes help cover them. We’ll map out your real numbers on a quick call.
Do I need to get pre-approved before looking at homes?
It depends on your loan and price range, but plan for 3 buckets: your down payment, earnest money and option fee when you go under contract, and closing costs at the end. Closing costs often run 2% to 5% of the purchase price, and sellers or builders will sometimes help cover them. We’ll map out your real numbers on a quick call.