📍 Government-Backed Loans Are Changing – Will You Still Qualify? If you’re planning to use an FHA or VA loan, be aware—new regulations could change who qualifies and how much you’ll pay. 🏦 What’s Changing? 🔹 Stricter loan qualifications—borrowers with low credit scores may see new limits.🔹 Funding fee adjustments—VA loans may become more expensive for some...
Buyers
📍 How the $1B+ Halt on Affordable Housing Impacts First-Time Buyers and Renters The American Dream of homeownership is facing a new hurdle. With over $1 billion in affordable housing funding suspended, first-time buyers, low-income families, and renters looking to transition into homeownership may find it even harder to purchase a home in 2024. 🏡 What’s Happening? In a move that has...
At Kory White Real Estate Group, we know that strong credit is key to unlocking your financial goals—whether you’re buying your first home, upgrading to your dream property, or qualifying for the best mortgage rates. If you’re consistently paying rent and utilities every month, why not have those payments help build your credit score? Here’s how you can start getting credit for the bills...
Buying a new construction home is an exciting journey, but if you're planning to visit a builder community on your own, it’s important to know how to protect your interests. Builders have their own sales teams working for them—not for you. That’s why it’s essential to follow a few key do’s and don’ts to ensure you get the best deal and avoid costly mistakes. 💬 Can we schedule 15 min to...
If you're actively working on improving your credit, you're already on the right track toward homeownership. However, if your credit repair process involves disputing accounts, you might be surprised to learn that this can temporarily prevent you from buying a home. Many buyers don't realize that open disputes on their credit report can cause issues when applying for a mortgage. Here’s why and what you...
When it comes to real estate investing, many investors wonder if they can achieve the same level of success with single-family homes as they would with multi-family or commercial properties. The short answer? Yes, but it depends on the strategy. Single-family investments have unique advantages and challenges that, when approached correctly, can generate strong returns comparable to larger asset...
Purchasing a new construction home in Texas is an exciting milestone, but it can come with surprises—especially when it comes to property taxes. New homes often experience significant tax increases after the first year, which can lead to unexpected payment hikes if you’re not prepared. Let’s explore why these tax jumps occur, how they affect your mortgage payments, and strategies to minimize...
Selling a property on your own can feel empowering, but it’s also a challenging endeavor. What if you could combine your efforts with the marketing and negotiation expertise of a professional real estate team — without giving up your independence? That’s exactly what an open listing offers. At the Kory White Real Estate Group, brokered by Corey Simpson and Associates, we’ve designed a flexible...