At Kory White Real Estate Group, we know that strong credit is key to unlocking your financial goals—whether you’re buying your first home, upgrading to your dream property, or qualifying for the best mortgage rates. If you’re consistently paying rent and utilities every month, why not have those payments help build your credit score? Here’s how you can start getting credit for the bills...
Buyer
Buying a new construction home is an exciting journey, but if you're planning to visit a builder community on your own, it’s important to know how to protect your interests. Builders have their own sales teams working for them—not for you. That’s why it’s essential to follow a few key do’s and don’ts to ensure you get the best deal and avoid costly mistakes. 💬 Can we schedule 15 min to...
If you're actively working on improving your credit, you're already on the right track toward homeownership. However, if your credit repair process involves disputing accounts, you might be surprised to learn that this can temporarily prevent you from buying a home. Many buyers don't realize that open disputes on their credit report can cause issues when applying for a mortgage. Here’s why and what you...
Embarking on the journey to purchase a Barndominium or land involves understanding distinct financing processes tailored to each property type. This guide outlines the steps for both Barndominium and land loans, providing clarity to prospective buyers. Barndominium Loan Process: Evaluate Your Financial Standing: Credit Score: Ensure your credit score meets the minimum requirement of 660. A higher...
Purchasing a new construction home in Texas is an exciting milestone, but it can come with surprises—especially when it comes to property taxes. New homes often experience significant tax increases after the first year, which can lead to unexpected payment hikes if you’re not prepared. Let’s explore why these tax jumps occur, how they affect your mortgage payments, and strategies to minimize...
Imagine this: you’re paying rent every month, diligently ensuring your landlord’s mortgage is covered, but at the end of the year, you have nothing to show for it. Now imagine if those payments were building equity in a property you own—a home that could grow in value and create opportunities for your family for years to come. That’s the difference between leasing and ownership. Ownership is not...
Are you wondering how to determine if you qualify for a VA loan? VA loans are an incredible benefit for those who have served our country, offering competitive terms and no down payment. Below is a step-by-step guide to help you confirm your eligibility and get started on your VA loan journey. 1. Confirm Military Service Requirements VA loan eligibility depends on your military service history. You...