📍 Government-Backed Loans Are Changing – Will You Still Qualify?
If you’re planning to use an FHA or VA loan, be aware—new regulations could change who qualifies and how much you’ll pay.
🏦 What’s Changing?
🔹 Stricter loan qualifications—borrowers with low credit scores may see new limits.
🔹 Funding fee adjustments—VA loans may become more expensive for some buyers.
🔹 Down payment assistance programs are shifting—some buyers will need more cash upfront.
🔥 The Key Concern? These changes could price some buyers out of the market or make it harder to get approved for government-backed loans.
📉 Who Will Feel This the Most?
✅ First-time homebuyers—especially those using FHA loans.
✅ Veterans & active-duty military members—changes to VA loan fees may increase borrowing costs.
✅ Buyers looking for low down payments—alternative loan options may be required.
💡 Next Steps:
- Get pre-approved now before rules become more restrictive.
- Explore down payment assistance programs before they change.
- Work with a lender who understands the new FHA & VA guidelines.
📞 Need help navigating these changes? Let’s make sure you’re prepared:
📅 Schedule a Consultation
